- Fewer job benefits
Companies offer tax-free benefits for spouses and children.
- Higher employment, lower pay
Unemployment rate for unmarried singles with children under 18 is 9.1%, compared to 3.8% married couples with children.
- Higher taxes
Unmarried partners cannot file joint-returns.
- Lower Social Security and unemployment benefits
Everyone pays taxes but surviving spouses can collect half of their decreased married workers” benefits. Unmarried partners cannot. Also, married couples can collect unemployment if they quit to move with relocated spouses.
- No estate-tax breaks
Married couples can leave spouse everything, tax-free, while singles’ estates worth more than $650,000 are taxed at 25% to 60%.
- Marital Status redlining
Insurance companies put married couples at low risk and unmarried partners at higher risk.
- Transfer taxes
Transfer of property to spouse is non-taxable while transfer of property to unmarried partners are taxable.
- Family discounts
Country clubs, health clubs and auto clubs offer free membership or discount to spouses. Unmarried partners have to pay two.
- No Victims’ Rights Protection
For example, drunk driver killed married person. The surviving spouse can sue for wrongful death. Unmarried surviving partners cannot.
- Credit and Housing Discrimination
Almost all states do not ban martial status discrimination in rental housing and allow landlords or property owners to refuse renting unmarried partners. Unmarried joint applicants have been offered on less favorable terms than married partners have.
- Lack of Citizenship Rights For Same-Sex partners
About 15 countries recognize same-sex couples for immigration. US citizens in relationships with foreigners cannot sponsor their partners.
In Corporate America, approximately 40% of 500 large companies revised their marriage-centric policies such as health benefits and pensions. Unfortunately there are outdated definitions in the local, state and federal level.
Look at European countries as they are ahead of USA. They offer services and programs available to their populations with stronger social safety nets in the form of long, subsidized maternity leave policies; good part-time jobs for mothers; and tight-knit extended families, who help care for children born to single parents.